LATEST ARTICLES

It isn't always easy to talk about worst case scenarios, but death is inevitable, and you of course don't want to burden your family with financial decisions that should ultimately be your responsibility. To protect your heirs and beneficiaries, it's a good idea to plan your estate ahead of time. Not sure where to start? These are the 8...
Life insurance offers a way to protect family and loved ones in the event that you pass away earlier than expected. For those who are the sole income earners in the family, life insurance is a must! Even those who are married with a working spouse, life insurance can still be a worthy investment. That's because there are several...
No matter how smart a business owner you may be, if you leave your assets hanging and find yourself in a lawsuit, trial lawyers on the other side may end up claiming most of them (if not all). In America the more assets you have, the more tempting a target you will be for frivolous lawsuits. Thankfully, protecting your...
Tactical asset protection allows for the ability to keep your individual or business's assets protected from creditor claims. Of course, this still has to operate within the bounds of debtor-creditor laws. But, it's a wonderful option for millions of people out there and comes with several appealing benefits. Continue reading to learn 3 of the hottest benefits associated with...
If you own stocks, especially stocks for companies based in the United States since the bull market began back in March of 2009, then give yourself a nice big pat on the back. In just under a decade, Standard & Poor’s 500-stock index has produced an annualized total return of nearly 23%. That means a $10,000 investment back at...
When getting married nobody ever thinks they'll get divorced. Divorce is an unfortunate part of life yet it still actually happens to almost half of all couples, and money is often a big reason why. Divorce affects numerous parts of your life from social to personal, and if you're not careful it can affect your financial life too! Follow...
Although estate planning can seem like a bit of a scary topic, the truth is that we live in an uncertain world and any moment could end up being our last. As moms, we often have tendencies to push these kinds of thoughts from our heads. Some may believe if we don't talk about, it won't happen. Unfortunately, this...
How many different income streams are you aware of? Are you generating money using only one stream or multiples? Believe it or not, there are probably several different methods to earning additional income that you are not even aware of. Sure, there is always lots of hype going around about how to "get rich quickly" or become a millionaire...
Money can cause stress to those who are single. However, it can cause even more when you're in a relationship. Do you combine everything into one joint account or keep some things separate? Who pays for what each month? The following five tips can help you better manage money as a couple and save headaches, arguments or other issues...
Warren Buffet is among the top 5 wealthiest people in the world. His practical wisdom can be helpful for anyone from the minimum wage earner out there to the C-level executive earning a six figure salary each year. So, what has he said lately that we can take some notes from? Well, Mr. Buffet has been moving some of...
We all dream of having the ability to retire early. For many of us the opportunity is really there, we just need the motivation and the know-how. Just like regular retirement, retiring early requires both planning and saving. Those wanting to retire early will need to start saving money earlier in order to make those retirement funds available sooner....
Several years ago when the worst housing crisis in modern history hit America, most people believed that costs would decrease. While that is partially true, it's didn't quite work out that way. In 2010, four years after the crisis had began, the price of an average home was still falling - even reaching new lows. However, the number of...
Women are known to be great multi-taskers, natural bridge builders, cheerleaders and nurturing peacemakers. While those are just a few of the characteristics which make the female population so powerful, there are plenty more. Still, too often women sell themselves short on just how valuable they really are at home and in the workplace. While most modern era ladies...
We can all agree procrastination can be extremely frustrating. It's a problem that many entrepreneurs face and is usually caused by fear of failure, fear of success or lack of energy. Those who are in a state of either procrastination or self-doubt must first identify whatever roadblock it is that's causing them to procrastinate or doubt themselves. Feelings of...
Creative thinking is an extremely crucial aspect of problem-solving, starting a business, and writing various types of content. One of the best ways to think creatively is by changing your perspective and seeing things a bit differently than you normally would. Some call this "thinking outside the box.” Having a tough time creating? Follow the exercises below to strip...
Americans have been keeping a very close eye on the newest tax bill and how it's going to impact their financial portfolios. If you currently own a home or are thinking of buying one in the near future, it's important for you to pay extra close attention to new mortgage interest deduction reforms. Starting in 2018, the only types...
We should all consider failure as a detour that must be traveled on the road to success. However, that doesn't mean failure should be oversimplified or treated lightly. If you know how to bounce back from mistakes and failure properly and professionally, you'll be all set for success. Motivation is key to redeeming yourself, and although it can be...
Let's be honest. Ever adult has experienced rejection at least one time in his or her life. It's true. Rejection is an inevitable component of both our professional and personal lives. No matter what type of rejection you might be facing, it probably seems easy and comforting to succumb to fear. Don't let rejection cause you a life of...
It's no secret. We all want to get more work done so we can feel a sense of accomplishment at the end of each day. While there are easily hundreds of different productivity tips available across the web, listed below are three science-backed methods proven to boost your performance and help you feel more accomplished each day. Pay Attention to...
Entrepreneurs and small business owners take numerous risks, suffer setbacks and deal with a wide variety of different decisions day in and day out. Unfortunately but not surprising, some of the most well-known and idolized entrepreneurs have reported that they've suffered from debilitating depression and anxiety at times. The key to beating these types of issues is to master...
The decision to turn your home into a rental is much bigger than most people realize. Becoming an investment property owner can turn into an extremely profitable business, but that doesn't mean it's not a lot of work. You'll want to make sure that you're doing everything right in order to make such a big investment really worth all...
About one third of global crops depend on the cross-pollinating power of bees. More than $15 Billion dollars of crops per year are pollinated by bees in the United States alone. And those bees are in trouble. To provide an analogy of what this problem is like in the business world, you first have to understand the role of honey bees...
Why You're Here: What It Means to Build Live and Enjoy The Great Life The Great Life, is our own version of abundant living. It is the core driver of Heroik culture, and our particular take on what it means to be intentional and specific about all the aspects of life and work. Whether your version is on a beach or island,...
To re-ignite your energy andmotivate you - as a bonus for reading this, I want you take you back to the 90's - to the opening scene of the movie With Honors, with Brendon Fraiser and Joe Pesce at his finest. The movie is a coming of age story, and a confronting of politics, government, how we treat the...
Oprah Winfrey is a prolific talk show host, producer, actress, and philanthropist. She is one of the most well known women in the world and ranked as the richest African American of the 20th century. She's won a Tony, 17 Emmy awards, and has a net worth of around $3 billion. Check out these 47 Life Changing Oprah Quotes: Purpose, Identity...
Often, we avoid hard truths and tough talks because they are the verbal vegetables of society. Some things however distasteful, are in fact quite healthy and important. And we know it. You know it's good for you. So, what kind of brussel sprouts are we talking about today? Well, now is as good a time as any to talk a...
Have you ever struggled to leave work at the door when you get home? I've found it especially difficult now that work fits in our pockets. Here's a ritual, physical habit and life hack I created to trigger a mental disconnect and transition from work mode into home mode. A few years ago I moved to a new town, adjusting to...
Sir Winston Churchill, was a bonafide inspirational bad-ass. He was the Prime Minister of the UK during much of World War II (1940-1945) and served again as Prime Minister from 1951 to 1955. His speeches kept the UK calm, diligant and inspired throughout the ward. Churchill himself was also an officer in the British Army. He was also a writer, historian,...
There is a holistic litmus test to see if you're product offers a good value at a good price. Here's a simple rule of thumb: the use/ utility value should exceed the sale price. Customers should get more from your product than they spend on your product. This is what happens when your products have a positive utility value. Easier...
John Oliver and the Last Week Tonight team, took on the financial services industry in an epic takedown pointing out the outrageous scams and fees associated with many services. Take 20 minutes out of your life to invest in your financial future, by learning  the perils and pitfalls that can screw you over, and how to avoid them. Check...